The Hidden Risk of Underinsurance for UK Businesses in 2025

Why now is the time to act – an update from our news article from last year. As a UK-based insurance broker, we at Munro-Greenhalgh continually emphasise that securing cover is only part of the equation — being adequately covered matters even more. The issue of underinsurance remains a pervasive, often hidden threat for small […]

Citroen “STOP-DRIVE” air-bag recall – why it matters for your insurance

Citroën UK (now part of Stellantis) has issued an urgent stop-drive notice for 2009-2019 Citroën C3 (2nd generation) and DS 3 (1st generation) models fitted with Takata front-driver airbags. If the recall code NQ3 appears when you run your VIN through the official checker (see here), you must immediately park the car and arrange a […]

Protecting the most important asset – You and your staff – part 2

Private Medical Insurance In today’s fast-paced business environment, the most valuable asset any company possesses isn’t its technology, premises, or intellectual property – it’s its people. Employees drive innovation, deliver services, and represent the business to your customers. Looking after their health and wellbeing isn’t just a moral responsibility – it’s a strategic investment. One […]

Protecting the most important asset – You and your staff – part 1.

In today’s competitive UK business landscape, your employees are your most valuable asset — but what if they’re injured at work or travel abroad for business and something goes wrong? Our group personal accident & travel insurance gives you the peace of mind to protect your people and your reputation.

Home Insurance – Are premiums still increasing?

In May 2024 we shared the depressing news that that the average cost of home insurance rose by 31% for the previous year! So what is the position now? Rising Costs and Inflation According to the latest Consumer Intelligence Home Insurance Price Index, the average quoted price of home insurance increased by 41.6% in the […]

The Rising Risk of Underinsurance for Small Businesses in the UK

In the current economic climate, underinsurance has become a growing problem for small businesses across the UK. With financial pressures mounting, many business owners are tempted to cut corners when it comes to insurance. But underinsuring can be a false economy—one that could have devastating consequences when a claim arises. What is Underinsurance? Underinsurance occurs […]

Why is my Home Insurance premium increasing?

The average cost of home insurance rose by 31% from January to March 2024 compared to the first quarter of last year, according to Which and Compare the Market. At Munro-Greenhalgh we have also seen some big increases which are expected to continue throughout the year. The main reasons for the increases in premium are: […]

Motor Insurance Database – issues with new Navigate system.

In April 2024 all intermediaries were updated that the the current Motor Insurance Database (MID) that is run by the Motor Insurers’ Bureau (MIB) was upgrading their IT platform from the MID Portal to a new platform called Navigate on Monday 29 April 2024. Since Navigate went live a problem has arisen in that Motor […]