OCIP & Joint Names Insurance UK: Hidden Risks for Subcontractors (Excess & Insurance Gaps Explained)
What Subcontractors Really Need to Know Most commentary on Owner Controlled Insurance Programmes (OCIPs) and Joint Names insurance focuses on the benefits to employers and main contractors. But for small and medium-sized subcontractors working on these projects, the reality can be very different. While these arrangements can open doors to larger projects, they can also […]
Lithium Battery Fire Risk UK | Safety Advice for Homes & Businesses
Safety Guidance for Homes and Businesses Lithium-ion battery fires are rising rapidly across the UK, creating a growing risk for both households and SME businesses. The recent devastating fire in Glasgow has again highlighted this risk. These batteries power many everyday devices including smartphones, laptops, e-bikes, power tools and electric vehicles. While generally safe when […]
Motor Insurance Database – issues with new Navigate system.
In April 2024 all intermediaries were updated that the the current Motor Insurance Database (MID) that is run by the Motor Insurers’ Bureau (MIB) was upgrading their IT platform from the MID Portal to a new platform called Navigate on Monday 29 April 2024. Since Navigate went live a problem has arisen in that Motor […]