Underinsurance Should Not Be Your Worst Fear – Insurance Act 2015

Most businesses understand the dangers of underinsurance and the application of Average. But providing insurers with inaccurate information could have even more serious consequences. Under the Insurance Act 2015, a breach of the Duty of Fair Presentation can result in claims being reduced, different policy terms being applied or, in the most serious cases, the policy being avoided altogether. And proportionate reductions aren’t necessarily limited to property claims — they could potentially have a significant impact on a multimillion-pound liability claim.

Unoccupied Home Insurance: Understanding the Risks and How to Manage Them

Unoccupied Home Insurance

With increasing numbers of properties across the UK standing empty – whether due to probate delays, renovation projects, or a change in circumstances. Many are unaware that leaving a property vacant can significantly affect both the cost and scope of their insurance cover. What is an Unoccupied Property? Most insurers define a property as “unoccupied” […]

Award-Winning Insurance Broker – Munro Greenhalgh Wins Small Broker of the Year at the British Insurance Awards 2026

Munro Greenhalgh Insurance Brokers receiving the Small Broker of the Year Award at the British Insurance Awards 2026

Munro Greenhalgh is delighted to have been named Small Broker of the Year at the British Insurance Awards 2026. As an independent commercial insurance broker based in Ramsbottom, Bury, we advise businesses and individuals throughout Greater Manchester, Lancashire and across the UK. Winning this national award recognises our commitment to exceptional customer service, expert insurance advice and outstanding claims support. Whether arranging commercial insurance, liability insurance, professional indemnity, cyber insurance or high-value home insurance, our focus has always been on delivering long-term value rather than simply selling policies.

Munro-Greenhalgh Named Finalist at British Insurance Awards 2026

We are delighted (and, yes, well chuffed) to announce that Munro-Greenhalgh Insurance Brokers has been named a finalist in the Small Broker of the Year category at the British Insurance Awards 2026. The award is sponsored by Intact Insurance (the new name of Royal & Sun Alliance and NIG) recognises outstanding performance among UK insurance brokers […]

Lithium Battery Fire Risk UK | Safety Advice for Homes & Businesses

Safety Guidance for Homes and Businesses Lithium-ion battery fires are rising rapidly across the UK, creating a growing risk for both households and SME businesses. The recent devastating fire in Glasgow has again highlighted this risk. These batteries power many everyday devices including smartphones, laptops, e-bikes, power tools and electric vehicles. While generally safe when […]