Professionals & Consultants

Professionals & Consultants

We live in a very litigious society, in which clients will not hesitate to sue you if they incur loss as a result of service or advice you have provided. Sometimes, even the most reputable companies can find themselves in dispute over an error or mistake.

We have the expertise to help individuals or firms in various sectors identify their risks and arrange insurance protection should they fall foul of a claim against them. Typical clients include architects, accountants, solicitors, IT & computer consultants, business consultants, construction or engineering, marketing & PR to name just a few.

 

The important form of cover is Professional indemnity insurance. This is designed to protect your interests in the event you are alleged to have made a mistake, resulting in your client losing money and filing a claim against you.

A typical policy offers protection against a wide range of risks, such as:

We can advise on the level of cover you require and arrange bespoke insurance to meet your individual needs.

We are also able to arrange other appropriate cover such as: –

The services of a professional Insurance Broker are essential in order to negotiate with insurers to
obtain the correct level of protection at a competitive premium.


Once arranged it doesn’t stop there – we are here at any time to provide you with a day to day service when needed. In the event of a claim, we will manage your claim, protecting your interests throughout. We understand the importance of allowing you to get on with the daily running of your business.

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Latest Posts:
Underinsurance Should Not Be Your Worst Fear | Insurance Act 2015

Most businesses understand the dangers of underinsurance and the application of Average. But providing insurers with inaccurate information could have even more serious consequences. Under the Insurance Act 2015, a breach of the Duty of Fair Presentation can result in claims being reduced, different policy terms being applied or, in the most serious cases, the policy being avoided altogether. And proportionate reductions aren’t necessarily limited to property claims — they could potentially have a significant impact on a multimillion-pound liability claim.

Read More

Underinsurance Should Not Be Your Worst Fear | Insurance Act 2015

Most businesses understand the dangers of underinsurance and the application of Average. But providing insurers with inaccurate information could have even more serious consequences. Under the Insurance Act 2015, a breach of the Duty of Fair Presentation can result in claims being reduced, different policy terms being applied or, in the most serious cases, the policy being avoided altogether. And proportionate reductions aren’t necessarily limited to property claims — they could potentially have a significant impact on a multimillion-pound liability claim.

Read More »