Many UK businesses unknowingly face a dangerous gap in protection — and it’s not something traditional liability insurance covers.

In our latest Summer 2025 newsletter, we explore why Management Liability Insurance (MLP) is rapidly becoming an essential safeguard for organisations of all sizes.

Why MLP Matters More Than Ever

It’s no longer enough to just carry Employers’ and Public Liability insurance. Modern businesses face legal exposures that are broader, faster-moving, and more personal than ever before. From employee disputes to regulator investigations and costly contract fallouts, businesses need cover that protects both the company and its leadership.

Our covernotes highlights:

• A 13% increase in employment tribunal claims — with discrimination pay outs nearing £1 million
• New employment laws including day-one unfair dismissal rights
• The HSE’s Fee for Intervention now at £183 per hour, with prosecutions on the rise
• Real-world examples of businesses hit with five-figure fines after mishandling investigations

Don’t Confuse MLP With D&O or Legal Expenses Cover

Think your Directors & Officers cover is enough? Think again. D&O only covers individual directors. MLP provides:

• Corporate legal liability protection
• Employment practices liability (covering workplace disputes, harassment claims, and more)
• Access to 24/7 legal crisis support from day one — not just when things go to court

Contract Disputes? You’re on the Hook

Disagreements with suppliers, clients, or contractors can spiral into expensive litigation. Legal fees start at over £300 an hour — and that’s before damages. MLP gives you the financial and expert support to fight (or settle) on your terms.

Want to Learn More?

Read the full Summer 2025 Covernotes or contact us today on 01706-824023 to discover how MLP can plug the gaps in your business’s insurance.