Payment Options

First of all thank you for considering & approaching Munro-Greenhalgh Ltd to arrange your Insurance.

The Total Cost of the Policy is due for payment at the time at which you instruct us to incept or renew the cover we have discussed with you.

The Total Cost of the policy includes the insurers/underwriters premium, their fees, insurance premium tax (at 12%), any optional add-on you have chosen and our admin fee (if this applies). These will be shown within our documentation.

To assist our clients we offer a number of payment options as follows: –

In Full, by either: –
By BACS/Online payment
By a UK issued Personal Debit Card
By cheque, payable to Munro-Greenhalgh Ltd
Insurers own in-house monthly instalment facility (if available)
External Premium Finance

Credit Broking Activities:

Where premiums are funded using external premium finance it is important to note: –

We will be acting as a credit broker.
We have relationships with a limited number of external premium finance providers (funders).
We are able to introduce you to one of these external premium finance providers but we are not impartial and cannot provide independent advice as to the suitability of any finance which may be provided by these funders. You should also consider what alternative finance options may be available to you from elsewhere.
Any administration charges made in connection with arranging the external premium finance are made by the funder and retained by them.
The funder will contact you confirming the agreement is in place and ask that you complete a credit agreement. This is usually done online by text/email. Please make sure you complete this agreement as soon as possible as failure to provide them with a completed agreement within 30 days will incur a charge.
Your application for credit will be passed to the funder. In assessing your application they will search the public information that a credit reference agency holds about you. The credit reference agency will add details of the search and your application to their records about you whether or not your application proceeds. This and other information about you may be used to make credit decisions about you and undertake checks for the prevention and detection of money laundering.

Commission & Remuneration Disclosure:

We receive a commission from the funder for introducing you to them. This is up to a maximum of 2% of the total premium payable. We will confirm the likely amount and % we will receive before you agree to proceed. The funder will also provide confirm this within their Credit Agreement documents which will also include their Commission Disclosure and Consent Form.

Please make sure you complete their agreement as soon as possible as failure to provide them with a completed agreement within 30 days will incur a charge.

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Google Reviews

      Excellent rating  
 Based on 18 reviews 
    
  
 
 
       I can't praise Stephen Cadman and the team Munro-Greenhalgh enough! Stephen consistently embodies a perfect blend of knowledge, friendliness, and honesty. His down to earth approach makes navigating business insurance a breeze. Always grateful for the stellar service I receive.
     
   uriel abeles 
 December 6, 2023
 
 
 
 
     My companies were fortunate in meeting with MunroGreenhalgh in 1997 they have always provided us with excellent advice and service.  They are friendly and take a keen interest in our business so as to understand our needs and provide the cover we need at a competitive price.
     
   tom dukescourtlandlord@yahoo.com 
 October 24, 2023
 
 
 
 
     Great service from all the staff at Munroe Greenhalgh. So helpful in dealing with my insurance claim. Would highly recommend them. Brian Howorth
     
   Brian Howorth 
 October 9, 2023
 
 
 
 
     Munro Greenhalgh Ltd have been extremely supportive & helpful over many years to Friends of Chernobyl's Children (Isle of Man) . We can highly recommend them
     
   Norman Rivers 
 August 10, 2023
 
 
 
 
     Olivia helped to sort our buildings insurance for a block of flats and she couldn’t have been more helpful. We now have the correct cover in place. Would definitely recommend! Thanks for the recommendation Christine.
     
   James Quirk 
 February 10, 2023
 
 
 
 
     We have just had our fleet insurance renewal quote. Not only have we added vehicles but the premium is considerably cheaper than last year and with a well known reputable company. We use Munro Greenhalgh for our business insurance, vehicle insurance and also our home policies. I would not hesitate in recommending them, all the staff are professional, helpful, friendly and definitely go the extra mile. Thank you.
     
   Burning Desire UK 
 December 2, 2022
 
 
 
 
     Been a client for more than 10 years, processed two claims so far, they have always been professional, kind and fast-solving issues. I can only give my best reward to the team.
     
   McGraff LTD 
 May 30, 2022
 
 
 
 
     Great Company to deal with, professional and helpful throughout, couldn't ask for a better service.
     
   Chris Saunders 
 January 17, 2022
 
 
 
 
     Cant recommended the guys at munro enough..i have had two claims recently and they have been more than helpful both times in ensuring everything has been dealt with and payouts were made
     
   Harry Eccles 
 November 4, 2021