If you have more than one vehicle to insure a Motor Fleet policy may be a good solution for you and your business.
Individual motor policies (car, van & motorcycles) are mostly arranged using IT systems with the best rates offered for named and approved drivers only – often the policyholder and their partner which usually offer the most competitive rates.
However for businesses you often need more than one person to drive. Flexibility is the main benefit of a Motor Fleet policy – we can arrange policies with permitted drivers as ‘Any Licenced Driver’, however, discounts are available if an age restriction can be imposed such as ‘Over 21s, 25s, 28s or even over 30’s’.
The premiums for Individual motor policies take into account the No Claims Discount earned for each individual vehicle. Once you have reached the maximum the premiums are usually low but one small claim can easily see you ‘drop down the ladder’ often causing a significant premium increase. Motor Fleets are different – they have an overall Fleet Discount which takes into account the past yearly experience and performance – looking at the frequency and cost of claims. The better performing your fleet the lower your future premiums are!
To qualify for a Motor Fleet most insurers generally require 5 vehicles or more but we have facilities with Insurers who will accept 2 vehicles.
We can arrange Motor Fleets for all business sectors, including more complex aspects: –
As independent Insurance Brokers we work with the our normal Insurer partners and specialist insurers to recommend policies that are specially designed for you and a competitive price.
We make it our business to understand your business
we also have a separate publication covernotes providing more in-depth and technical articles.
This fun, community-led event will bring together local businesses, Insurers and friends of MG for a relaxed but competitive 9-hole challenge. Whether you’re a seasoned golfer or picking up a virtual club for the first time, it’s the perfect opportunity to get involved, have fun and raise vital funds for an incredible local cause.
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A big thank you for all those that took part in and supported our cyclethon challenge to support and raise funds for Bury Hospice.
This fun, community-led event will bring together local businesses, Insurers and friends of MG for a relaxed but competitive 9-hole challenge. Whether you’re a seasoned golfer or picking up a virtual club for the first time, it’s the perfect opportunity to get involved, have fun and raise vital funds for an incredible local cause.
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A big thank you for all those that took part in and supported our cyclethon challenge to support and raise funds for Bury Hospice.
