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If you have more than one vehicle to insure a Motor Fleet policy may be a good solution for you and your business.
Individual motor policies (car, van & motorcycles) are mostly arranged using IT systems with the best rates offered for named and approved drivers only – often the policyholder and their partner which usually offer the most competitive rates.
However for businesses you often need more than one person to drive. Flexibility is the main benefit of a Motor Fleet policy – we can arrange policies with permitted drivers as ‘Any Licenced Driver’, however, discounts are available if an age restriction can be imposed such as ‘Over 21s, 25s, 28s or even over 30’s’.
The premiums for Individual motor policies take into account the No Claims Discount earned for each individual vehicle. Once you have reached the maximum the premiums are usually low but one small claim can easily see you ‘drop down the ladder’ often causing a significant premium increase. Motor Fleets are different – they have an overall Fleet Discount which takes into account the past yearly experience and performance – looking at the frequency and cost of claims. The better performing your fleet the lower your future premiums are!
To qualify for a Motor Fleet most insurers generally require 5 vehicles or more but we have facilities with Insurers who will accept 2 vehicles.
We can arrange Motor Fleets for all business sectors, including more complex aspects: –
As independent Insurance Brokers we work with the our normal Insurer partners and specialist insurers to recommend policies that are specially designed for you and a competitive price.
We make it our business to understand your business
we also have a separate publication covernotes providing more in-depth and technical articles.
It is with great pleasure that we welcome Charlotte Hanson
GROUP PERSONAL ACCIDENT (PA) & TRAVEL COVER In today’s competitive
The celebration of Munro Greenhalgh’s centenary got off to a (double) top start! Over 50 darts players, supported by their friends and family shot it out on Friday at the first Charity Darts Competition,
Get ready to aim, throw, and cheer – our Charity Darts Tournament is happening this Friday night! Whether you’re a pro at hitting the bullseye or just here for the laughs, it’s all about raising funds for a great cause: Bury Hospice.
It is with great pleasure that we welcome Charlotte Hanson to the team at Munro Greenhalgh. From Edenfield, Charlotte is working through the Training 2000
GROUP PERSONAL ACCIDENT (PA) & TRAVEL COVER In today’s competitive job market, employees are a company’s most valuable asset. But what happens if they’re injured
The celebration of Munro Greenhalgh’s centenary got off to a (double) top start! Over 50 darts players, supported by their friends and family shot it out on Friday at the first Charity Darts Competition,
Get ready to aim, throw, and cheer – our Charity Darts Tournament is happening this Friday night! Whether you’re a pro at hitting the bullseye or just here for the laughs, it’s all about raising funds for a great cause: Bury Hospice.
Get in touch with us on 01706 82 4023 or click into the contact section to find out more
Munro Greenhalgh Registered in Cardiff. Reg. no: 1334008. Authorised & Regulated by the Financial Conduct Authority (FCA). Check the register here.
It is with great pleasure that we welcome Charlotte Hanson to the team at Munro Greenhalgh. From Edenfield, Charlotte is working through the Training 2000
GROUP PERSONAL ACCIDENT (PA) & TRAVEL COVER In today’s competitive job market, employees are a company’s most valuable asset. But what happens if they’re injured
Munro Greenhalgh Registered in Cardiff. Reg. no: 1334008. Authorised & Regulated by the Financial Conduct Authority (FCA).